Mary Frances (nee Gabhart), a resident of Cincinnati, passed away at the age of 82. She was the beloved wife of Charles Bell and loving mother of her children. Mary Frances was a dedicated elementary school teacher whose goal was to inspire a life of learning in her many students. She taught in the Oak Hills school district, considering it a privilege to be a teacher at J. F. Dulles Elementary School. She also taught overseas in Zambia early in her career, while being actively involved in Christian missions along with her husband Charles. Mary Frances was a talented seamstress and always enjoyed challenges from alterations to creative sewing projects. She was an avid knitter and embroiderer and created many of her designs freehand, often gaining inspiration from her flower garden. She will be missed and mourned by her many friends and extended family. A private burial will be held with a memorial to be scheduled. If so desired, memorials may be made to Matthew 25 Ministries, 11060 Kenwood Road, Cincinnati, Ohio 45242.